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Credit Repair USA

Fix your finances with exceptional credit & wealth building professionals.

We dispute errors with all 3 credit bureaus, help you build new credit, and plan your financial future. Family, veteran, and woman-owned in Grapevine, Texas.

Get your personal consultationText or chat 888-853-3880

We work by appointment only. Monday–Friday, 9am–5pm.

Angela Losack, Credit Repair USA
Years in the financial industry
30+
Credit bureaus, unlimited disputes
3
To start, then month to month
$149
Off for military and veterans
10%

What we help you achieve

Credit repair, credit building, financial planning, and education, matched to your situation.

See how it works
  • Qualify faster for home, auto, or business loans
  • Permanently fix credit errors and boost your score
  • Build new credit with smart financial solutions
  • Increase buying power with a custom game plan
  • Learn how to master your money and plan your future
  • Advanced financial planning services

How we help with your credit file

A specialist is assigned to you, and you get monthly reports in a secure portal.

  1. 1Gather and analyze your information

    • Gather information to verify identity
    • Soft pull of your credit file
    • Analyze to find inaccurate, outdated, and unverifiable entries
    • Review credit report errors

  2. 2Build and improve your credit

    • Detailed action plan provided
    • Simple pricing plan
    • Immediate action on disputes with bureaus, creditors, and companies
    • Credit builder solutions

  3. 3Mentor, educate, and coach

    • A specialist is assigned to you
    • Credit strategies outlined
    • Education and monthly reports in a secure portal
    • An app to review your credit reports

Where does your score stand?

FICO scores range from 300 to 850. The minimum score for a home loan is 620, and 680 gets the best rate. Move the slider to see where a score lands.

Read the credit score FAQ
640Fair

Fair range: 580–669

620
680
  • Minimum score for a home loan: 620This score meets the mark.
  • Best mortgage interest rate: 68040 points to go.

Pricing

Work with credit experts for a few months and save in interest and fees.

$3,000–$4,000Average savings in interest and fees that come with lower credit

Reputation
5-star rating
Live support team
A consultative action plan
Experience
30+ successful years in the financial industry
Contract
None. Month to month.

Credit repair and building

$149to begin (promotional price)

Then $149/month if disputes are needed. No long-term contract.

  • Unlimited disputes to all 3 credit bureausInaccurate and unverifiable information is disputed continuously.
  • Monthly credit report and monitoringTrack your progress with timely updates.
  • Initial credit report and score analysisUnderstand what affects your score, how we plan to fix it, the strategy, and the timeline.
  • Challenges to creditors and collection agenciesAs needed. You are never left to fight alone, and we are not limited in what we can challenge on your credit file.
Get started

Financial planning and advanced wealth building are priced separately.

Client results

Scores from client score reports. Past performance may not be indicative of future results.

Results and reviews

1 month in the program

Christopher P. ·

Equifax
621
Fair
+38 points
TransUnion
621
Fair
+38 points
Experian
615
Fair
+21 points
View the original report

3 months in the program

Boniface K. ·

Equifax
739
Good
+33 points
Experian
715
Good
+9 points
TransUnion
716
Good
+10 points
View the original report

First-time home buyer

Joseph W. ·

Equifax
721
Good
+12 points
TransUnion
705
Good
+24 points
Experian
713
Good
+21 points
View the original report

What our clients say

Read all reviews

What goes into your score

The five FICO factors and how much each one counts.

  1. 35%
    Payment history

    Paying bills on time has the most significant impact.

  2. 30%
    Credit utilization

    Keep credit card balances low compared to the credit limit.

  3. 15%
    Length of credit history

    The age of credit accounts matters. Longer histories are better.

  4. 10%
    Credit mix

    A variety of credit types (credit cards, loans) can improve scores.

  5. 10%
    New credit inquiries

    Opening several new accounts in a short period can lower the score.

A service member in uniform in front of an American flag

10% off for military and veterans

Active duty military, their spouses, and all veterans receive a 10% discount on our credit and financial solutions services.

We are a veteran and woman-owned business.

See current promotions

Book a consultation and get your action plan.

We work by appointment only. Start with a free 15-minute call, or pick a full review.

Choose your consultationText 888-853-3880